This session will review the advantages of High Deductible Health Plans (HDHP) and Health Savings Accounts (HSA). We will discuss the role HSA plays in controlling and reducing health care costs as well as the corporate benefit of employee engagement in health care spending decisions. We will also review the rules and the options available to employees using HSA plans. We will cover the investments offered in HSA accounts and the fiduciary implications of investing in the HSA. This session will review:

• How HDHPs and HSAs work.
• How using HDHPs and HSAs can save your employees and your company money while providing better outcomes for both.
• The role HSAs play in getting employees ready to retire and how to best use health savings accounts and retirement plans.
• Who is the HDHP and HSA right for? Why health and retirement benefits need to be communicated together.